Use Into the Clouds embossing folder to dry emboss a 4" X 5-1/4" piece of Basic White cardstock. Adhere to the Balmy Blue card base (8-1/2" X 5-1/2", scored at 4-1/4").
Glue two pieces of 2" X 3" Symbols of Fortune DSP to the card front, slightly overlapped.
Stamp rowboat using Smoky Slate ink, colour with Smoky Slate and Balmy Blue Stampin' Blends. Fussy cut and adhere to center of card front using Dimensionals.
Stamp sentiment on 1/2" 3-1/2" strip of Basic White cardstock using Versamark ink. Heat emboss with Gold Stampin' Emboss Powder. Trim ends on a diagonal and attach to card front.
Tie a piece of Gold Simply Elegant Trim into a bow and slip it under the sentiment. Secure it with a Mini Glue Dot. Embellish with Champagne Rhinestones.
Optional - Stamp the goldfish & lily pad image using 2nd Generation Calypso Coral Ink. (on the Calypso Coral DSP, inside the card and on the envelope) and some water rings using 2nd Gen Balmy Blue Ink.